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Debit cards at Verifone POS terminals

We wish to advise that there is currently an issue at some merchant locations, as a result of a software update, on their point of sale devices. Unfortunately, this is resulting in cards issued in 2019 (debit & credit) being declined. If you experience an issue with your debit card, you can:
* Split your transaction in two to allow for Contactless transactions. 
* Enable Google Pay, Samsung Pay, or Apple Pay on your mobile phone.
* We also recommend that members have cash on hand as a back up until this issue is resolved.

Learn more about this issue on the Interac website.

SCU Rates

SCU is committed to having competitive, flexible rates for all your mortgage, loan, savings, and investment needs. All deposits are guaranteed 100% by the Deposit Guarantee Corporation of Manitoba. The following rates are effective as of January 26, 2020 and are subject to change without notice. 

Regular Savings*

Less than $100K

2.40%

$100K - $250K

2.50%

More than $250K**

2.70%

Monthly Savings

1.60%

PLAN 24® Savings

1.10%

FAT CAT® Savings (ages 5 - 12)

On first $1,000

4.10%

Additional balance

2.40%

Chequing

0.05%

*This account can be opened online.
**Limits may apply.
Rates last updated January 24, 2020. Rates subject to change without notice.
Applies to Canadian deposits only.
®PLAN 24 and FAT CAT are registered trademarks owned by Credit Union Central of Canada, used under license.

TFSA* (variable)

2.65%

RESP (variable)

2.25%

RRSP* / RRIF (variable)

Less than $100K

2.50%

$100K - $250K

2.60%

More than $250K**

2.80%

GIC (GIC* / RRSP* / RRIF / TFSA*) Special**

30-month Special

2.40%

45-month Special

2.50%

60-month Special

3.00%

GIC (GIC* / RRSP* / RRIF / TFSA*)

12-month

Less than $100K

2.25%

$100K - $250K

2.30%

More than $250K**

2.35%

24-month

Less than $100K

2.30%

$100K - $250K

2.35%

More than $250K**

2.40%

36-month

Less than $100K

2.30%

$100K - $250K

2.35%

More than $250K**

2.40%

48-month

Less than $100K

2.30%

$100K - $250K

2.35%

More than $250K**

2.40%

GIC (RESP)

12-month

2.00%

24-month

2.05%

36-month

2.05%

48-month

2.05%

60-month

2.30%

*This account can be opened online.
**Limits may apply.
Rates last updated January 24, 2020. Rates subject to change without notice.
GIC minimum balance: $500.

Fixed 1-year

3.25%

Fixed 2-year

2.89%

Fixed 3-year

2.89%

Fixed 4-year

2.89%

Fixed 5-year

2.99%

Closed Variable (APR†)

3.35%

Open Variable (APR†)

3.95%

Interested in a commercial mortgage? Call us today at 1.800.728.6440.
Rates last updated October 2, 2019. Rates subject to change without notice. Some restrictions may apply. Actual rates may vary. 
†The annual percentage rate (APR) is equivalent to the annual interest rate (AIR), and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, any fee(s) would increase your APR.

Standard loan rate

3.95%

Line of Credit

Starting at

4.95%

Personal Loan

Starting at

4.95%

StudentFLEXTM Line of Credit

Rates Vary

e-Loan

Rates Vary

Rates last updated October 26, 2018. Rates subject to change without notice. Some restrictions may apply. Actual rates may vary
The annual percentage rate (APR) is equivalent to the annual interest rate (AIR), and assumes that no fee(s) apply. If fee(s) are required as part of the application processing, any fee(s) would increase your APR.
Standard loan rate is the base by which loan rates are determined. For more information, please call us at 1.800.728.6440.

Member buying

1.3336

Member selling

1.2936

Effective date: January 24, 2020. The U.S. dollar exchange rates posted above are for volumes of U.S. $1 - $4,999. For higher volume transactions, please call 1.800.728.6440.
Some restrictions may apply. Actual rates may vary. Rates subject to change without notice.

U.S. Chequing

0.05%

GIC

30-day

0.55%

60-day

0.60%

90-day

0.65%

12-month

0.90%

Rates last updated October 26, 2018. Rates subject to change without notice. Some restrictions may apply. 
GIC minimum balance: $500.

Business Regular Savings

Less than $100K

2.10%

$100K - $250K

2.20%

More than $250K**

2.30%

Monthly Savings

1.35%

PLAN 24® Savings

0.85%

AgriInvest

2.05%

Chequing

0.05%

Lawyer / Realtor Trust Chequing

1.10%

Lawyer / Realtor Trust Savings

2.15%

Rates last updated January 24, 2020. Rates subject to change without notice.
**Limits may apply.
®PLAN 24 is a registered trademark owned by Credit Union Central of Canada, used under license.

Regular Savings

Less than $100K

2.40%

$100K - $250K

2.50%

More than $250K**

2.70%

Monthly Savings

1.60%

PLAN 24® Savings

1.10%

Chequing

0.05%

Rates last updated January 24, 2020. Rates subject to change without notice.
**Limits may apply.
®PLAN 24 is a registered trademark owned by Credit Union Central of Canada, used under license.

Regular Savings

Less than $100K

2.10%

$100K - $250K

2.20%

More than $250K**

2.30%

Monthly Savings

1.35%

PLAN 24® Savings

0.85%

Chequing

0.05%

Rates last updated January 24, 2020. Rates subject to change without notice.
**Limits may apply.
®PLAN 24 is a registered trademark owned by Credit Union Central of Canada, used under license.