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Debit cards at Verifone POS terminals

We wish to advise that there is currently an issue at some merchant locations, as a result of a software update, on their point of sale devices. Unfortunately, this is resulting in cards issued in 2019 (debit & credit) being declined. If you experience an issue with your debit card, you can:
* Split your transaction in two to allow for Contactless transactions. 
* Enable Google Pay, Samsung Pay, or Apple Pay on your mobile phone.
* We also recommend that members have cash on hand as a back up until this issue is resolved.

Learn more about this issue on the Interac website.

Personal Lines of Credit

Get the right amount of money at the right time with a pre-approved credit limit. You’ll always have enough to cover expenses and only pay interest on the funds you use.

Personal Line of Credit

Meet your present and future borrowing needs with a revolving access to funds. Pay interest only on what you use.

Net Worth Equity Link Line

Leverage the equity in your existing assets to cover the cost of a renovation or improvement project.

StudentFLEX™ Line of Credit

Designed for full-time students pursuing post-secondary education in an accredited Canadian university or college.

Rates Vary

See All Rates

Real Estate Equity Link Line

Leverage equity from your home or a property you own, use what you need and pay interest only on what you borrow.

Registered Investment Link Line

Catch up or top up your investments with access to credit you can use now and in the future.

Overdraft Link Line

A safety net designed to protect you from NSF charges due to unplanned overages or emergency expenses.

18.5%

See All Rates

Secured vs. Unsecured

 

When taking out a line of credit, you have the option of a secured or unsecured line of credit.

Features Included with all our Lines of Credit